Rates
Includes information on the Guaranteed Interest Rate as applicable. If the contract's GMIR exceeds the Fixed Index Account Current Interest Rate, the GMIR will prevail.
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| Effective Date: 05/13/2024 | Empty th for screen readers | Empty th for screen readers |
|---|---|---|
| Buy Up Charge | 0.95% | |
| Index Crediting Option | ||
| 1-Year | No Rate Buy Up Feature | With Rate Buy Up Feature |
| S&P 500® Annual Point to Point | 10.75% Cap | 13.55% Cap |
| S&P 500® Annual Point to Point | 55.00% Par Rate | 65.00% Par Rate |
| S&P 500® Annual Point to Point | 80.00% Par Rate 3.00% Spread |
90.00% Par Rate 3.00% Spread |
| S&P 500® Factor Rotator Daily RC2 7%to Point | 135.00% Par Rate | 160.00% Par Rate |
| S&P Multi-Asset Risk Control (MARC) 5% | 200.00% Par Rate | 240.00% Par Rate |
| Morgan Stanley Global Equity Allocator | 165.00% Par Rate | 200.00% Par Rate |
| Morningstar Wide Moat Barclays VC 7% | 140.00% Par Rate | 170.00% Par Rate |
| UBS Market Pioneers | 165.00% Par Rate | 205.00% Par Rate |
| UBS Multi Asset Inflation Aware | 200.00% Par Rate | 245.00% Par Rate |
| 2-Year | No Rate Buy Up Feature | With Rate Buy Up Feature |
| S&P 500® Factor Rotator Daily RC2 7%to Point | 185.00% Par Rate | 220.00% Par Rate |
| S&P 500® Low Volatility Daily Risk Control 5% | 90.00% Par Rate | 110.00% Par Rate |
| S&P Multi-Asset Risk Control (MARC) 5% | 250.00% Par Rate | 310.00% Par Rate |
| Morgan Stanley Global Equity Allocator | 250.00% Par Rate | 310.00% Par Rate |
| Morningstar Wide Moat Barclays VC 7% | 200.00% Par Rate | 245.00% Par Rate |
| UBS Market Pioneers | 225.00% Par Rate | 280.00% Par Rate |
| UBS Multi Asset Inflation Aware | 285.00% Par Rate | 350.00% Par Rate |
| Fixed Account Interest Rate | 4.50% | |
| Fixed Account Guaranteed Minimum Interest Rate | 2.00% |